Terms & Conditions

1. Introduction

Welcome to UK Investment Insights. These Terms and Conditions ("Terms") govern your access to and use of the UK Investment Insights website, located at ukinvestmentinsights.com (the "Site"), and any services, content, tools, or features provided through the Site (collectively, the "Services").

By accessing or using our Site and Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Site or Services.

UK Investment Insights is registered in the United Kingdom with registration number 46501303 and its registered office at 4 Cooper Squares, Port Soniamouth, LS2 9ND, United Kingdom.

2. Definitions

Throughout these Terms, the following definitions apply:

• "Content" refers to all information, text, images, data, links, software, or other material accessible through the Site or Services, whether created by us or provided by third parties.
• "User," "you," or "your" refers to any individual or entity that accesses or uses the Site or Services.
• "UK Investment Insights," "we," "us," or "our" refers to UK Investment Insights, its directors, officers, employees, and affiliates.

3. Site Use and Access

3.1 Eligibility

To access or use our Services, you must be at least 18 years of age and have the legal capacity to enter into these Terms. By accessing or using our Services, you represent and warrant that you meet these requirements.

3.2 Account Registration

Some portions of the Site may require you to create an account. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access to your account
• Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate your account if any information provided is inaccurate, false, or outdated.

3.3 Prohibited Activities

When using our Site and Services, you agree not to:

• Violate any applicable laws, regulations, or third-party rights
• Use the Site or Services for any illegal or unauthorized purpose
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site
• Use any robot, spider, or other automated device to access the Site or scrape content from the Site
• Introduce malware, viruses, or any other malicious code to the Site
• Impersonate or misrepresent your affiliation with any person or entity
• Collect or store personal data about other users without their consent
• Interfere with the proper working of the Site or Services
• Bypass measures we may use to prevent or restrict access to the Site

4. Content and Intellectual Property

4.1 Ownership

The Site and all of its content, features, and functionality, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the design, selection, and arrangement thereof, are owned by UK Investment Insights, its licensors, or other content providers and are protected by copyright, trademark, and other intellectual property laws.

4.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Services for your personal, non-commercial use. This license does not include any resale or commercial use of the Site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of the Site or its contents; or any use of data mining, robots, or similar data gathering and extraction tools.

4.3 Restrictions

You may not:

• Reproduce, distribute, publicly display, publicly perform, or create derivative works of the Site or Content
• Remove any copyright, trademark, or other proprietary notices from the Site or Content
• Use any Content for commercial purposes without our prior written consent
• Transfer any rights granted to you under these Terms

4.4 Trademarks

The UK Investment Insights name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of UK Investment Insights or its affiliates. You may not use such marks without our prior written permission. All other names, brands, and marks are used for identification purposes only and may be the trademarks of their respective owners.

5. User Conduct and Community Guidelines

When interacting with our Site, especially in areas that allow user comments, feedback, or other contributions, you agree to follow these community guidelines:

• Be respectful to other users and our team
• Do not post content that is defamatory, abusive, harassing, threatening, or inflammatory
• Do not post content that promotes discrimination based on race, gender, religion, nationality, disability, sexual orientation, or age
• Do not post sexually explicit content or material that exploits or harms minors
• Do not post content that infringes on intellectual property rights
• Do not post unsolicited advertising, promotional materials, or spam
• Do not impersonate others or misrepresent your identity or affiliation
• Do not post content that contains personal information about others without their consent

We reserve the right to remove or refuse to display content that violates these guidelines or these Terms, without prior notice. Repeat violations may result in termination of your account.

6. Financial Information and Investment Advice

6.1 Not Financial Advice

The content provided on our Site is for informational purposes only and should not be construed as financial, investment, tax, or legal advice. We do not provide personalized investment recommendations or act as a financial advisor. Before making any financial or investment decisions, you should consult with a qualified professional advisor who can take into account your specific circumstances.

6.2 No Guarantee of Results

We do not guarantee any specific results from using our information or following our suggestions. Investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. The value of investments can go down as well as up, and you may not get back the amount invested.

6.3 Third-Party Information

Our Site may include information from third-party sources that we believe to be reliable, but we do not guarantee the accuracy, completeness, or timeliness of this information. We are not responsible for any errors or omissions in third-party information, or for the results obtained from the use of such information.

7. Third-Party Links and Services

Our Site may contain links to third-party websites, resources, or services that are not owned or controlled by UK Investment Insights. We provide these links only as a convenience and are not responsible for the content, products, or services on or available from those websites or resources, or links displayed on such websites.

You acknowledge and agree that UK Investment Insights is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

8. Subscriptions and Payments

8.1 Subscription Services

Some portions of our Services may be available only through a paid subscription. By subscribing to these Services, you agree to pay the applicable fees as they become due. Subscription fees are non-refundable except as expressly set forth in our Refund Policy.

8.2 Payment Terms

When you provide payment information, you represent and warrant that the information is accurate, that you are authorized to use the payment method, and that you will notify us of changes to your payment information. We use third-party payment processors and are not responsible for errors by the payment processor.

8.3 Automatic Renewal

Subscriptions automatically renew for the same term unless canceled before the renewal date. You may cancel your subscription at any time by logging into your account or contacting us at support@ukinvestmentinsights.com.

8.4 Price Changes

We reserve the right to adjust pricing for our Services at any time. We will notify you of any price changes at least 30 days in advance. Continued use of the Services after a price change constitutes acceptance of the new price.

9. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SITE OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; THAT THE INFORMATION PROVIDED ON THE SITE IS ACCURATE, RELIABLE, OR COMPLETE; OR THAT DEFECTS WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS ACCESSED AT YOUR OWN DISCRETION AND RISK.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM UK INVESTMENT INSIGHTS OR THROUGH OR FROM THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, UK INVESTMENT INSIGHTS, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, INTERNS, SUPPLIERS, SERVICE PROVIDERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SITE OR SERVICES;
• ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SITE;
• ANY CONTENT OBTAINED FROM THE SITE; OR
• UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT,

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OUR SITE OR SERVICES DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE DATE OF THE CLAIM.

THE LIMITATIONS OF THIS SECTION SHALL APPLY TO ANY THEORY OF LIABILITY, INCLUDING THOSE BASED ON WARRANTY, CONTRACT, STATUTE, TORT, OR OTHERWISE.

11. Indemnification

You agree to indemnify, defend, and hold harmless UK Investment Insights, its directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms;
• Your violation of any rights of a third party;
• Your user content or feedback;
• Your use of the Site or Services; or
• Your conduct in connection with the Site or Services.

We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims.

12. Termination

We may terminate or suspend your account and access to the Site or Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use the Site and Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Site and Services or contact us to request account deletion.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site or Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Site or Services.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms, including any question regarding their existence, validity, or termination, shall be referred to and finally resolved by the courts of England and Wales, which shall have exclusive jurisdiction over any such disputes.

You agree to submit to the personal jurisdiction of the courts located within England and Wales for the purpose of litigating all such claims.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect, and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Site, constitute the entire agreement between you and UK Investment Insights regarding your use of the Site and Services and supersede all prior agreements and understandings, whether written or oral, regarding the subject matter of these Terms.

17. Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

18. Contact Information

If you have any questions about these Terms, please contact us at: